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Boosting access to formal financial services for village groups: A case study on linkage banking in Uganda

How do we reach out when 85% of the unserved population lives outside recognized urban centers? Many Ugandan banks now offer mobile money links to group accounts, and many offer credit facilities too. The WSBI Programme and PostBank Uganda (PBU) wanted to sustainably offer both: encourage active individual savings for group members and provide efficiency gains through an attractive loan offer to the entire group.