ARCHIVES

Rural Women’s Access to Microcredit: Necessary but not Sufficient for Socio-economic Empowerment

In many parts of rural Africa today, microcredit schemes for women are increasingly being promoted as both a solution to women's limited access to credit and a strategy for poverty reduction and women's empowerment. Microcredit is simply the extension of a small amount of collateral-free institutional loans to jointly liable poor group members for their self-employment and income-generation.

Private Equity for Africa’s Transformation: What Governments Can Do

African Governments have a key role to play in promoting private equity as one of the major potential sources of investments for enhancing growth and development in their countries. Areas for government intervention include the following: Improving the legal and regulatory environment: The private-equity industry needs policies and regulatory frameworks that foster its growth. Policymakers need to have deeper understanding of the industry in order to develop these policies.

Microfinance and the Incompatibility of Outreach and Cost Efficiency

Since the late 1970s, the poor in emerging economies have increasingly gained access to financial services offered by so-called microfinance institutions (MFIs). These MFIs have shown significant growth rates in terms of providing financial services to poor households, especially during the early 2000s until the breakout of the financial crisis. Next to the growing numbers of clients, the number of MFIs went up as well.